If you really think about it, an exotic "warranty" is risky for both the provider and the receiver. Sounds like it is sort of "scamish." The guy is ~25 years old and has obviously had an impressive flow of money come his way, as per his current and prior car collection. (Did that "as per" make sense? I was just trying to sound smart :biggrin

It sounds like he is a little immature to be in the business he is in. No one wants to give up money, especially a 25 year old in his position. My advice is that he needs to re-think his cost/benefit analysis in monetary and ethical terms if he wants to save his business.
If that is even possible