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Recent content by druby

  1. druby

    Old new owner in Savannah, Ga

    I will say I loved my Stingray, it was a great car. I tracked it some and it was super fast and capable. I loved the new NSX when I first saw it and being a prior owner that put 170,000 miles on my first NSX with never a lick of trouble I always wanted another one. The price caught me at...
  2. druby

    Old new owner in Savannah, Ga

    Great, hope to see you when come in.
  3. druby

    Old new owner in Savannah, Ga

    I am happy to be back in the NSX community. I had a 1998 Yellow NSX from 2000-2011. I just took the plunge and got a 2017 Corsa Red NSX. I may love this car as much as I did the old one. It's good to be back. In the years between my NSX's I has Jaguar XKR (worst car I ever had), a 2010...
  4. druby

    Buying a vacation home in Jaco beach, Costa Rica

    The Jag was nothing but trouble. In the shop 5 times in a year, so before it went out of warranty I got rid of it. It was also a heavy a$$ at the track and not much fun there either. With the Corvette I have slicks and gobs of power. Nothing like the NSX in the twisty portions though but man...
  5. druby

    Buying a vacation home in Jaco beach, Costa Rica

    Bought a vacation home in Costa Rica :) Hey Dave, Yep that was me and Rene'. We actually bought 2 years ago but they didn't film until this March. I just wish that they could have used the values we saw 2 years ago. All the properties were under $250,000 back then. By the time we filmed...
  6. druby

    Lonely NSX in Savannah

    You should check out the Oglethorpe Driving club. We have a facebook page https://www.facebook.com/groups/186856591591/ It is a club made up of mostly race certified or instructor certified track huys and folks that own exotic cars. While the membership is limited to 40 people we do allow non...
  7. druby

    Lonely NSX in Savannah

    I don't of any left in savannah, I just sold mine about 6 months ago. Best car I ever had so enjoy yours. I have a Jaguar XKR now and it is nice, better daily driver but the NSX will always hold a special place in my heart.
  8. druby

    UPHELD!!! Obamacare

    Every carrier I ever talked with or went to meetings where it was discussed said they looked for 3-4%. I remember one year when a carrier - Starmark, had a 5% profit and they reduced rates and we had negative renewals the following year. There have been years when I have seen a carrier lose...
  9. druby

    UPHELD!!! Obamacare

    Article from US news about health insurance companies profits. http://money.usnews.com/money/blogs/flowchart/2009/08/25/why-health-insurers-make-lousy-villains Also being on the broker advisory boards for United Healthcare and in the past for Medical Mutual, Aetna, BCBS of GA and Humana they...
  10. druby

    UPHELD!!! Obamacare

    The insurance companies can afford such a low percentage because the money is still huge. 2-4% of a billion dollars is still good money (remember this is the profit not the overhead) and most of the carriers premiums run in the billions. Health insurance is pretty much money in money out...
  11. druby

    UPHELD!!! Obamacare

    What most people don't realize is that COBRA is the premium your employer pays paying, the most they can charge additional is a 2% administrative charge. Your cost for COBRA is therefore the same as your large employer was paying and will vary from company to company based on their plan...
  12. druby

    UPHELD!!! Obamacare

    None of the companies you mention are health insurance companies they are predominately life insurance companies that are investing their reserves in real estate. health Insurance carriers actually do rely only on around 2% profit margin. How else do you think with the new minimum loss ratio...
  13. druby

    UPHELD!!! Obamacare

    Agreed, most people have no idea what all is in the bill. There are some very good things in the bill but overall the bill was not thought out well. Nothing in the bill brings any part of the cost of care down and much in it increases the premiums that are charged and even gives incentives for...
  14. druby

    UPHELD!!! Obamacare

    A big issue with health care reform that was mentioned but not in detail is how this will impact jobs. The law requires businesses that have more than 50 FTE's (full time employees) to offer coverage and the cost to the employee cannot be more than 9.5% of income, otherwise the business has to...
  15. druby

    Buying a vacation home in Jaco beach, Costa Rica

    If you want to see pictures of the condo PM me, I can't seem to upload them. Deborah Gauthier was the best realtor. She showed us around the area so we could see if we liked it. Took us out for meals and showed us 9 properties in our price range. She also helped us with everything from...
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