Insurance

[ezeddy]

For those who have gotten their S, any tips on insurance companies?

 

[The Kid]

I have Hagerty and pay $2505 a year, it's insured for $250k. No mileage restrictions or anything. I think they are the best and have all my cars with them.

 

[W_Orlando]

Allstate just added it to my existing policy. $2,600 per year.

 

[ezeddy]

Thank you.

 

[Kumpg808]

For those who have gotten their S, any tips on insurance companies?

Hagerty is the best I believe. They will cover the total value you insure for. All others told me they only cover the MSRP + depreciation. I'd hate to find out the hard way.

 

[docjohn]

You can negotiate an agreed upon value based on current sales with your company..if not then you need to switch..

 

[drmanny3]

While not the Type S, I pay $1000 for my 2017 through Travelers. They will cover replacement cost for my car based on mileage and current prices. It helps if you are old as well.

 

[WeakestLink]

I have Hagerty and pay $2505 a year, it's insured for $250k. No mileage restrictions or anything. I think they are the best and have all my cars with them.

Hmm. I'm old and have a super clean driving record. Hagerty just quoted me $4875 per year using their default coverages. I can play around with the deductibles but that's almost double what you're paying.

 

[The Kid]

Hmm. I'm old and have a super clean driving record. Hagerty just quoted me $4875 per year using their default coverages. I can play around with the deductibles but that's almost double what you're paying.

I'm 43. I have like $700k in cars with them. Try messing around with the deductibles.

 

[drmanny3]

I also think what makes a difference is that you list the car as pleasure driving and limit the miles driven to say 2500 per year. That should result in a much better rate.

 

[cjeezy]

State Farm $110/mo. Hagerty was a complete joke when I called them originally.

 

[marcus321]

$613/6 months with state farm. 350k declared value.

 

[ezeddy]

Hagerty, State Farm all about $3300 for the year for 250k 1k deductible, Hagerty wanted at least 2500 deductible in South Florida, Progressive said they don't insure over 150k?

 

[ezeddy]

Just got my renewal from State Farm, went from $3300 per year to over 4k per year, no claims, no accidents, only 2900 miles on the car. Any suggestions besides Hagerty?

 

[Bricks and Bio]

I just changed from Allstate to Safeco
The NSX (not a Type S) was about $2700 last year and jumped to $3400
Safeco came in under $1400 for the year

 

[ezeddy]

got back a quote from Safeco....$300 more than State Farm, used a broker and Safeco was the least expensive! South Florida must flash a warning sign to these insurance companies. I'll try Hagerty again.