No one should be excluded, everyone should pay.
I agree 100% ABSOLUTELY - EVERYONE should pay their premium.
Of course, those healthy people 18-30 old won't need medical help as much as people 60-70 year old will.
But even 18-30 old get into accidents.
The trick is (I presume) that EVERYONE should pay their mandatory premium.
As yes, as you get older, the premiums will be higher, but then again, older people usually also make more money.
I currently pay FIFTEEN THOUSAND DOLLARS A YEAR. That is ludicrous, but here is the real stab in the eye. Renee had some problems last month and had to go to the hospital by ambulance, we just got ~4k in medical bills that are not going to be covered by insurance. So I pay 15k plus another 4k, WTF is that??? Not to mention thousands in other bills I paid over the year which were not covered. Meanwhile one of my tenants goes to the ER (by ambulance) FOR FREE just so they can get some drugs to sell on the street.
Your are paying 15K US$ per year ??
That IS ludicrous (again, my opinion). Of course, I don't know for how many persons that premium is, but it still amounts that muchos $$.
I'll give you an idea of what we pay. My premium is 1360 Euros per YEAR at the moment. That is, for 1 person 46 years of age with a somewhat extended dental coverage in my packaged. That would amount to about 1950 US$ per year at the current exchange rate.
Again, I state.
EVERYONE should be insured but yes, also, EVERYONE should pay.
I believe that ONLY if you make this mandatory you can keep the costs in check.
Last edited: