Obviously, dividing 10,000 into 12 will tell me how much money I need to set aside each month to achieve this ($833.33).

However, I'm looking for any tips people have besides just putting money in an account. What are some ways of looking at money that will help me to understand how to make the most of it?

As for "investing," at this point, I'm not looking for any big risk/big return strategies. However, entry level stuff that will allow me access to my money one year from now and/or no risk/low risk options are definitely something I'm interested in. Any other tips would be greatly appreciated as well.

Thanks in advance!