So my wife has been getting calls from a collection agency ("AAAA"), in regards to something, I guess a bill, or possibly getting sued. She keeps missing the calls, but inevidably, she'll end up picking up - and then what?
I can't think of what it could be, except for one thing a couple of years back for a few hundred dollars....... in California. It could be that, or it could be something like forgetting to pay a utility bill for a house I previously owned, which I wouldn't object to paying back. Also, I have received a number of certified mail "misses" at my old house which currently has a tenant. I don't know what it is, but I figure if I don't get something that someone wants to send me certified mail, they'll call me, unless I'm being sued or subpoeana.
My credit score is really good and I don't want to screw it up, but I'm also afraid it could be something really big, like maybe it's now more than a thousand dollars b/c of stupid interest and fees, or someone is suing me and I don't know about it. I checked my credit score a few weeks ago, and it was over 800..
Any recommendation on what to do? I know if I pick up, they will say "made contact" and have more legal authority. As I siad, the weird thing is that they call my wife, and not my phone number, and also a *new* number that she didn't have when what I suspect might have been it.
What does it require to hit your credit for that to happen? Don't they need to establish contact? Oh, one more thing, my father and I have the same name, however, if it were him, it would more likely go to his address, but you never know.
I can't think of what it could be, except for one thing a couple of years back for a few hundred dollars....... in California. It could be that, or it could be something like forgetting to pay a utility bill for a house I previously owned, which I wouldn't object to paying back. Also, I have received a number of certified mail "misses" at my old house which currently has a tenant. I don't know what it is, but I figure if I don't get something that someone wants to send me certified mail, they'll call me, unless I'm being sued or subpoeana.
My credit score is really good and I don't want to screw it up, but I'm also afraid it could be something really big, like maybe it's now more than a thousand dollars b/c of stupid interest and fees, or someone is suing me and I don't know about it. I checked my credit score a few weeks ago, and it was over 800..
Any recommendation on what to do? I know if I pick up, they will say "made contact" and have more legal authority. As I siad, the weird thing is that they call my wife, and not my phone number, and also a *new* number that she didn't have when what I suspect might have been it.
What does it require to hit your credit for that to happen? Don't they need to establish contact? Oh, one more thing, my father and I have the same name, however, if it were him, it would more likely go to his address, but you never know.
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